Serving the Northeast Georgia and
Western North Carolina
Lake Chatuge & Mountain Communities!
"THE EVANS TEAM" - Licensed in Georgia and North Carolina
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Also featuring properties listed by Mary Hedden(828-226-6669) our latest addition to "THE EVANS TEAM"
Hello and Welcome!
You Have 2 Options for finding your next home:
Search the MLS Yourself!
Simply click here for immediate access to thousands of available properties in the Hiawassee, Young Harris, & Blairsville, GA and Hayesville & Murphy, NC areas.
I'll Search For You!
Tired of spending hours on a computer filling out the same forms day after day? Click here to email me your criteria (# of bedrooms, style of home, location preference, etc.) and I'll do the searching for you! Look for an email from me with the results.
Click on the colored text and/or pictures below to view additional informative websites.
Featuring Mountain and Lake Property Locations that are within two hours of Atlanta, GA, Asheville and Cherokee, NC, and Gatlinburg, Chattanooga, and Knoxville, TN.
Minutes to a multitude of activities, such as: Boating, White Water Rafting, Fishing, Hunting, Hiking, Horse Back Riding, and more!
Most areas are comprised of 50-60% National Forest, TVA, and/or other government and state owned property. Therefore, the beauty is indescribably changing throughout the four seasons. An extra bonus is low property taxes. The counties below have some of the lowest tax rates in Georgia and some of the lowest tax rates in North Carolina.
 "THE FUTURE IS NOW" - Young Harris College Awarded Four Year Status!
Young Harris College is now a 4-Year college! The College is accredited by the Commission on Colleges of the Southern Association of Colleges and Schools (SACS) to award associate and baccalaureate degrees!
This 122 year-old institution will now be offering bachelor's degrees in biology, business & public policy, English and music in the fall of 2009. For over a century Young Harris College has attracted many future leaders, entertainers, artist and business leaders. Some of these notables include Zell Miller, Oliver Hardy, country music singer Trisha Yearwood and Internet entreprneurs Scott Thompson and Tim Enloe.
Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.
Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.
Buying and selling a home is one of the biggest events in your life. As top Towns County (Hiawassee and Young Harris) and Union County (Blairsville) GA, Clay County (Hayesville) and Cherokee County (Murphy) NC real estate agents, we have the experience and track record you are looking for. Please let us help.
- "The Evans Team" Ted & Ginger
Financing Your Home >Lenders Want to Say Yes
If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.
A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.
There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.
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| Q |
What are the world's most valuable chairs?
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| A |
A pair of Chippendale chairs designed by Robert Adam sold in 1997 at Christie's, London to an anonymous buyer for $2,762,330. |
 See More Real Estate Trivia > |
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NUMBER1EXPERT®
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All rights reserved. All information deemed reliable but not guaranteed.
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- NUMBER1EXPERT™ 
